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Select the TD Ameritrade account that’s right for you. Stocks, options (if approved), mutual funds, exchange-traded funds (ETFs), bonds, and CDs are available in most TD Ameritrade accounts. Online trade commissions are $0.00 for U.S. exchange–listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades, with no minimum balances on most account types (excluding Explore TD Ameritrade, the best online broker for online stock trading, long-term investing, and retirement planning. Call US 800-454-9272 #1 for Long-Term investing TD Ameritrade says it does not explicitly route for PFOF, but it accepts, on average, $0.0015 per share on equity orders and $0.51 per contract for options orders. Is Charles Schwab better than TD Ameritrade? After testing 15 of the best online brokers over five months, TD Ameritrade (97.44%) is better than Charles Schwab (93.11%). TD Ameritrade delivers the ultimate package for investors, including $0 trades, fantastic trading platforms, excellent market research, industry-leading education for beginners, and reliable customer service. IRA取款规则各不相同。 了解传统IRA和罗斯IRA的不同取款要求。 美國退休法案（SECURE Act）在2020年對於退休要求和最低取款要求（RMD）有所 變化. 如果您將在2019年12月31日以後達到70½歲，那麽您可以等到年滿72歲再